When you are involved in any type of car accident, even one that is considered "low speed", the potential for neck spine injury is present. Low speed car accidents typically result in light to moderate damage to your automobile, but damage to the soft tissues in the body can be severe. How do we know this? Because our
injury attorneys have represented hundreds of clients who have suffered life-altering head, neck, back, and spine injuries after being struck at low speed by another car. These injuries have included spine disc protrusions, disc herniations, disc bulging, radiculopathy, and other disc pathology.
Low speed rear-end car accidents can also cause severe whiplash, a condition that results in pain in the neck, which can also radiate into the shoulders, arms, and hands. Whiplash is a term insurance claims adjusters just love to through around as being insignificant and unable to cause serious pain. Unfortunately for the car insurance industry, orthopedists and neurologists disagree. Whiplash can result in loss range of motion in the head and neck, and pain levels which can literally be disabling for some patients. Whiplash can result in a such a serious condition to the discs in the cervical spine, that surgery becomes the only means of alleviating a portion of this pain and discomfort.
Low speed automobile accident injury cases are vigorously defended by car insurance companies. Why? Because insurance adjusters have a hard time believing that minimal damage to a vehicle could possibly result in a serious injury. These same claims handlers will tell you that you don't need medical treatment for a "soft-tissue" injury such as whiplash. What a travesty. Never take the advice of what an insurance claims adjuster, or even an attorney, tells you with regards to what medical treatment that you may or may not need. That recommendation should 100% be left up to your treating physicians.
If you are injured in a low-speed automobile collision, expect an uphill battle with any major car insurance company. You are likely to be met with hostile opposition when it comes time to getting your medical expenses covered by the likes of State Farm, Allstate, GIECO, or any of the other major car insurance carriers. Our best advice is to seek any and all medical care that is necessary to treat your injuries, and then contact an accident attorney to seek advice on the next steps in your case.