Unfair Debt Collection Lawyer

Debt Collector Harassment

Debt collection companies are not permitted to use any means necessary to collect a debt. You have rights. Just because you are past due does not mean that a debt collector can harass you, call you at work, or send nasty letters. The Fair Debt Collection Practices Act places strict limitations on what a debt collector can and cannot do when seeking payment on an overdue account. Unfortunately, Missouri law does not do much to protect you from unfair debt collector claims. Instead, our consumer debt lawyers use federal laws to turn the tables on these unreasonable debt collectors.

We can stop bill collectors from harassing you. In fact, our lawyers may be able to get a settlement from the debt collection agent for failing to abide by the laws that are in place to protect you from harassment. These laws apply to any company that is defined as a "debt collector." We protect you from:

• Collection phone calls
• Harassing letters
• Collection calls to your friends and family
• Use of profane language
• Threat of legal action (lawsuits, garnishing wages)
• False statements

Stop Debt Collection - St. Louis Consumer Lawyer

If you have been harassed by a collection agent, contact a St. Louis debt consumer lawyer immediately. These claims have a very short statute of limitations, so our attorneys must act quickly to protect your claim. Keep copies of all correspondence from the debt collector and save any voicemail messages that you may recieve. We will use this evidence in your harassment claim against the collection agency. Our attorneys will also file a claim with the Federal Trade Commission (FTC).

If you believe that a bill collector has overstepped the bounds of fairness, ask our experienced attorneys for a free consultation. This is not debt consolidation. Instead, we will file a claim directly against the colletion agent. In some instances, our attorneys are able to invalidate the debt and obtain compensation for your claim! Do not wait to call. If you wait more than one year, your case may forever barred.